uninsured motorist insurance coverage
In California, an Uninsured Motorist insurance coverage is an optional coverage that provides you with coverage in case you are involved in an accident with someone who does not have insurance. In addition, if you are involved in an accident and your damages exceed the amount that the party at fault carries, your uninsured motorist policy will make-up for the difference up to the maximum amount you have purchased.
For more on why you should purchase uninsured motorist insurance coverage, please visit here.